11/5/2024

This article contains information specific to beneficiaries living in the East Region. Check the map to find your region.

Sometimes, healthcare terms can be confusing as you try to understand the coverage of your health plan. Do you know the difference between a referral and a pre-authorization? It’s important to know which each term is, as you may need one as a beneficiary to seek and get the health care you need. Here are some of the most asked questions and answers about referrals and authorizations.

1. What is the difference between a referral and pre-authorization?

A referral is when your primary care manager sends you to another provider for care. If you have TRICARE Prime and see a provider other than your PCM for non-emergency care without a referral, you will pay more.

A pre-authorization is a review of a requested healthcare service to see if the care will be covered by TRICARE. Humana Military does this review for the East Region. Check for services that need pre-authorization at TRICARE.mil.

2. How do I know if I need a referral?

Whether or not you need a referral depends on who you are and in which TRICARE plan you are enrolled:

  • Active duty service members: Yes, most care not provided by your PCM will require a referral.
  • TRICARE Prime: Yes, for specialist office visits and some diagnostic services. Certain services (e.g., inpatient admissions, some behavioral health services, adjunctive dental care
  • TRICARE Prime Remote: Yes, for all services that your assigned civilian PCM can’t perform.
  • TRICARE Select: No, a referral isn’t required for services.

3. What are some categories of services that require referrals or pre-authorization?

Certain services, such as inpatient admissions, some behavioral health services, adjunctive dental care, and home health services require pre-authorization. Check for services that need pre-authorization on tricare.mil.

IMPORTANT NOTE: Benefits within the Autism Care Demonstration require a referral and continued authorizations. Find out more about the Autism Center of Excellence.

4. Do I need a referral for emergency care?

No! Don’t delay seeking necessary or emergent care when needed. Emergency care through an emergency room